Founded in December 2023 by cybersecurity veterans Pablo de la Riva Ferrezuelo and David Morán, Madrid-based Acoru offers an Account Monitoring Platform that links pre-fraud signals across and between banks. The software continuously classifies both first-party and counterparty accounts, creating dynamic risk profiles that flag patterns such as clusters of micro-transactions or automated interaction behaviour. By focusing on intent and network behaviour rather than individual transactions, the platform aims to stop Authorised Push Payment fraud, scam victims, and mule accounts before funds move. A consortium model allows participating institutions to share account classifications, establishing a collective defence against AI-driven fraud. The company positions its technology to help banks comply with emerging regulations around shared scam reimbursements and enhanced reporting. Although no revenue or user figures were disclosed, the €10 million Series A funding strengthens Acoru’s balance sheet and supports further product development and market expansion.

Total raised

$16M

Funding rounds

2

Latest round

Series A

Latest activity

Oct 2025