Altum Credo is a Pune-based non-deposit-taking affordable housing finance company that provides long-tenure home loans to customers with informal or semi-formal incomes in urban and semi-urban markets. It combines a tech-enabled origination and underwriting platform with a strong on-ground presence to reduce operational friction and improve access for borrowers. The company says it has served over 15,000 customers across six states and has assets under management exceeding Rs 1,000 crore. In the fiscal year ended March 2024 Altum Credo recorded operating revenue of Rs 112.87 crore (a 67% jump) and profit of Rs 20 crore (more than doubled). Founded in 2016, the firm will use the fresh capital to strengthen its balance sheet and support expansion within existing geographies across southern and western India. According to TheKredible, the company has raised $80 million to date. Altum Credo is a tech-led affordable housing finance company based in India. It focuses on providing housing finance for the affordable housing segment. The company has announced a $40 million Series C funding round. The round was led by Z3Partners and Oikocredit. The funding was disclosed in an announcement on Thursday. The announcement did not include operating metrics, use-of-proceeds details, or additional investor names.

Total raised

$59M

Funding rounds

2

Latest round

Equity

Latest activity

Aug 2025