Arca Digital offers an API-first platform that automates core pension plan operations—employee enrollment, contributions, withdrawals, and transfers—serving as infrastructure between pension fund managers, employers, and HR/payroll systems. The product enables asset managers to gain distribution without added operational complexity and lets HR and payroll platforms embed pension products into their workflows. The founding team includes CEO Sergio Rodrigues Valcarce (formerly at Telefónica Ventures), Gonzalo Concepción Megía (ex-CoverManager backend engineer), and Adrián Esteban Pagés (former Risk Lead at Casavo Spain). The startup is based in Seville and has positioned itself to address fragmentation and manual processes that have left SMEs and employees underserved. With the €1 million seed raise, Arca Digital plans to consolidate in Spain over the next few years and then expand into similar Southern European markets. No revenue, user, or valuation figures were disclosed in the article.

Total raised

$1M

Funding rounds

1

Latest round

Seed

Latest activity

Apr 2026