Arch Lending provides crypto-backed loans to individual and institutional borrowers, taking Bitcoin, Ethereum, and Solana as collateral and emphasizing concierge customer service and a premier product experience. The firm does not rehypothecate collateral and touts security and trust in its lending structure. Arch’s product is designed to deliver a consumer-tech user experience, and the founding team brings experience from Bridgewater Associates, Snapchat, Brex, Google, and Tinder. The company announced a financing package intended to scale with growing individual and institutional demand. The loan facility is structured to expand with additional capital providers and could eventually be securitized. Arch provides the first platform to underwrite a single loan across a borrower’s combined alternative assets, beginning with crypto and planning expansion to public stocks, pre-IPO equity, and real estate. Borrowers can receive loan proceeds in USD or USDC and repay in any combination of the two. Arch takes a regulatory-first, US-compliant approach and caps exposures to any single person or asset. Customer crypto holdings are custodied 1:1 with BitGo; Arch does not touch customer funds. The company has disbursed initial loans totaling $250,000 and aims to build a full suite of financial products and services for investors who hold a large portion of their wealth in alternative assets.

Total raised

$78M

Funding rounds

3

Latest round

Seed

Latest activity

Aug 2024