CapitalOS offers a spend-management infrastructure that embeds into B2B platforms, handling the full user journey from onboarding to ongoing card management. The product eliminates the need for costly in-house development by providing a one-API-call integration that manages compliance, risk, underwriting, and debt. Designed by a team with experience at Stripe, Microsoft, Lyft, and Tipalti, the platform targets making spend management accessible to small businesses via the platforms they already use. CapitalOS is available to thousands of businesses through integrations with platforms such as Intuit QuickBooks, Workiz, and Roll Credits. The company says using its infrastructure can create new revenue streams for platforms, increase user retention, and unlock business spending data. The recently announced funding will be used to scale the business and support growth of its expanding network of software platform partners.

Total raised

$39M

Funding rounds

2

Latest round

Equity

Latest activity

Nov 2023