Credit Key provides merchants with an embedded checkout solution that offers SMB purchasers instant access to net terms and flexible repayment plans, increasing conversion rates and average order values. Its platform integrates within existing B2B e-commerce sites and sales systems, removing friction from purchasing while giving buyers greater control over cash flow. The company positions itself as core infrastructure for the rapidly digitizing B2B commerce market, where demand for consumer-style payment flexibility is growing. On January 21, 2026 the firm announced $90 million in fresh growth capital, underscoring investor confidence in its model. Management plans to direct the funds toward accelerating product development, deepening partnerships with marketplaces and platform providers, and expanding its merchant footprint across the United States. The strategic relationship with Barings also provides additional resources and credibility as Credit Key scales. No operating metrics such as revenue or user counts were disclosed in the announcement.

Total raised

$139M

Funding rounds

3

Latest round

Equity

Latest activity

Jan 2026