Emerada develops a financial‑customer integrated platform called Emerada Cash Manager and AI products such as Emerada Analytics (a credit Copilot). It also offers a BaaS promotion cloud, Emerada SmartBank Assistant, and plans a B2B cash‑conversion improvement payment service, Emerada Payment, for 2024. The company focuses on partnering with regional financial institutions to drive supply‑chain DX and improve financial workflows for small and medium enterprises. Emerada reports partnerships with about 80 financial institutions to date. Its stated capital (including reserves) is ¥1,103 million, and the company completed fundraising that brought cumulative post‑seed financing to about ¥1.9 billion. Proceeds are earmarked to deepen financial institution partnerships, accelerate AI and BaaS commercialization, develop online/data lending and guarantee‑backed loan digitization, and launch credit+payment offerings such as BNPL for banks. Emerada is preparing an online platform to give unlisted companies access to a broad range of fundraising options, including equity-type investments and borrowings. The company’s stated mission is to bring transparency to the 99% of the financial market made up of unlisted firms by ensuring necessary information is disclosed to investors. Its first product is a platform that enables growth-stage startups to raise equity-style capital from many individual investors online. Within the year it plans to begin trial operations of a lending platform that will allow unlisted companies to obtain loans online. The company said it will use the newly raised capital to advance both its equity and borrowing businesses, hire staff, and strengthen marketing and compliance. Emerada was founded in June 2016 and is headquartered in Chiyoda‑ku, Tokyo.

Total raised

$2M

Funding rounds

2

Latest round

Equity

Latest activity

Apr 2017