EnFi builds agent-based AI technology that automates the full commercial lending lifecycle, from initial deal screening through portfolio monitoring. The company’s agents act as virtual co-workers for banks, private credit funds, credit unions, and fintech lenders, and can be deployed in 60–90 days, expanding the capacity of credit professionals while strengthening risk oversight and accelerating credit decisions. Management positions the offering as “agentic human infrastructure,” augmenting rather than replacing human judgment. To date, EnFi has secured $22.5 million in venture funding, including its newly announced Series A round. The fresh capital will be used to scale the core technology, hire additional staff, and accelerate go-to-market initiatives. CEO and co-founder Joshua Summers emphasizes that demand for credit is outpacing the available human talent pool, making EnFi’s capacity-expanding solution increasingly attractive to lenders.

Total raised

$23M

Funding rounds

2

Latest round

Series A

Latest activity

Feb 2026