Equipifi builds a platform that embeds installment lending and flexible payment options directly into banks' and credit unions' digital banking experiences. The company positions bank-embedded BNPL as a way for financial institutions to deepen customer relationships, grow lending portfolios, and compete with third-party fintechs. Equipifi reports consumer adoption of bank-embedded flexible payments has more than tripled in the past year and cites over 82 million American consumers preferring flexible payment options. The company plans to expand its network of financial institution partners and deepen product functionality using proceeds from the Series B. Equipifi expects to double its headcount over the next year with hiring focused on product and engineering. The company is headquartered in Scottsdale, Ariz., and has raised $49 million in total funding following the Series B.

Total raised

$49M

Funding rounds

3

Latest round

Series B

Latest activity

May 2026