Founded in 2014, Fido Ghana delivers digital financial services—namely instant loans, savings products, and microinsurance—through a mobile application. The company targets individuals and MSMEs that lack traditional credit histories by leveraging its proprietary AI-driven “Fido Score,” which analyzes alternative data such as mobile phone usage patterns and transaction behavior to assess credit risk. Operating in both Ghana and Uganda, Fido aims to broaden financial inclusion across sub-Saharan Africa. Its technology-first approach enables rapid credit decisions and product delivery without the need for physical branches. Recent strategic priorities include expanding its lending portfolio, upgrading digital infrastructure, and scaling the platform to reach more users. While specific revenue or user figures were not disclosed, the company continues to secure capital to support growth initiatives.

Total raised

$66M

Funding rounds

5

Latest round

Debt Financing

Latest activity

Mar 2026