finperks is developing prepaid payments infrastructure that aggregates issuing, settlement, compliance, and brand partnerships into one API. The platform currently grants access to more than 1,000 brands across Europe, enabling features such as brand-funded cashback deposited directly into bank accounts, Germany’s €50-per-month tax-free Sachbezug employee benefit, and instant digital gift cards. Six months after launch, the company has already been integrated by payments app Flizpay and HR platforms Recardy and Paylo. By replacing multiple fragmented integrations with a single connection, finperks shortens partners’ time-to-market and broadens their geographic reach. The company plans to use its new capital to grow its engineering team, deepen brand relationships, and expand into additional European markets. Financially, finperks has secured $4 million in pre-seed funding to support these initiatives.

Total raised

$4M

Funding rounds

1

Latest round

Seed

Latest activity

Mar 2026