Founded in 2023, FLIZpay offers a mobile payment method that eliminates fees for 90 % of businesses by cutting out costly intermediaries and operating independently of global card networks. The product is positioned as a European-first solution, keeping all payment data on EU soil to meet regional data‐privacy standards. The company already works with more than 500 merchants and serves over 50,000 users, including a rollout partnership with digital broker Trade Republic. Management estimates a sizeable domestic opportunity of 50 million potential consumers and roughly €800 billion in annual card and cash payments in Germany alone. Co-founders Konrad Holtkamp and Roberto Ammirata bring deep financial-services experience to the venture. With its fee-free proposition, FLIZpay aims to become the preferred mobile payment method first in Germany and subsequently across the European Union.

Total raised

$1M

Funding rounds

1

Latest round

Seed

Latest activity

Sep 2025