Founded in 2020 by Ankit Durga, Megha Aggarwal, and Vickram Saigal, Fundamento has built a multi-agentic AI platform that serves as a strategic engagement layer for financial institutions. Its technology automates borrower profiling, debt collections, upselling, and other lending-lifecycle touchpoints, improving operational efficiency and customer experience for banks, NBFCs, and digital lenders. The company combines domain expertise in credit with conversational and decisioning AI to deliver personalized, data-driven borrower journeys. Fundamento plans to deepen vertical solutions within India’s BFSI market over the next year while expanding into the US and APAC, where digital lending and collections present sizable opportunities. The newly raised capital will be used to enhance the platform’s agentic capabilities and accelerate go-to-market efforts with marquee enterprise customers. To date, the startup has secured at least $3.46 million in external funding across seed and pre-Series A rounds.

Total raised

$2M

Funding rounds

1

Latest round

Series A

Latest activity

Oct 2025