Gaia combines AI-trained clinic matching and personalized success forecasts with outcome-protected financing for fertility care. Its plans price the probability of success rather than the number of procedures and, for IVF, cover the next cycle at no extra cost if a member's cycle fails; embryo transfer plans include unlimited transfers until a live birth. For egg freezing, Gaia guarantees a target number of retrieved eggs based on individual biomarkers and funds a second cycle if the target isn't met. Patients can pay upfront or finance treatment over five years. The platform uses AI trained on millions of anonymized historical data points to direct patients to clinics optimized for their profile and generate personalized success forecasts. Gaia has surpassed 1,100 memberships across 200 clinic locations in 40 U.S. states and also offers an enterprise benefit product for employers.

Total raised

$120M

Funding rounds

2

Latest round

Debt Financing

Latest activity

May 2026