Gojo operates a group of microfinance companies across five countries, delivering low‑cost small‑loan financial services to underserved businesses and individuals. The company aims to expand financial inclusion, targeting 50 countries and 100 million people by 2030, and is pursuing digitization and group expansion in Asia and Africa. As of June 2023 Gojo’s group comprised five countries and nine companies, with over 8,200 employees, 1.75 million loan customers, and consolidated loan assets exceeding ¥100.0 billion. For fiscal year ending March 2023 Gojo reported financial income of ¥18.6 billion and operating profit of ¥1.76 billion, achieving consolidated profitability. The group supports local subsidiaries with finance, governance, and technology implementation, and has strengthened its executive team to reinforce governance and local partnerships. Gojo also executed a share transfer agreement for CHAMROEUN Microfinance (Cambodia) as part of its group optimization efforts. Gojo & Company Inc. announced it closed a funding transaction on December 17, 2020. In the final tranche the company raised ¥2,720,000,000, bringing gross proceeds for the transaction to ¥7,070,000,000. The tranche included participation from Ricoh Leasing Company, Ltd., Beyond Next Ventures Inc., GMO VenturePartners, Inc., returning investors Dai-ichi Life Holdings, Inc. and Marui Group Co., Ltd., Tokyo University of Science Investment Management Company and other investors. The company has raised $140,000,000 (¥152,922,000,000) in total funding to date. The article does not disclose the company’s core product, future plans, or operating metrics. Gojo & Company, Inc. provides financial services aimed at expanding credit and financial access for underserved clients in developing countries. The company emphasizes a mission of “Financial Access For All” and aspires to act as a “Private Sector World Bank.” Gojo plans to reach more than 100 million people across all continents by the end of 2030. It completed a $4 million bank commitment line with The Tokyo Star Bank to support its Cambodia operations, where the economy is dollarized. This is Gojo’s first bank borrowing, although its affiliates already have multiple banks and impact investors as lenders. The company intends to leverage relatively low-cost funding and expand loan funding relationships with Japanese and Taiwanese financial institutions. Shareholders and stakeholders supported the transaction, which Gojo says will increase resources available to partner-country clients.

Total raised

$123M

Funding rounds

3

Latest round

Series E

Latest activity

Aug 2023