Founded in 2023 by Sanchit Bansal, GoodScore aggregates an individual’s credit information into a single view and uses artificial intelligence to offer actionable recommendations that boost credit health. The platform tracks repayments, flags upcoming dues, and helps users resolve credit-bureau disputes, aiming to make borrowing decisions data-driven and stress-free. GoodScore also plans to build a credit marketplace that directly connects borrowers with lenders across India, extending its utility beyond insights to actual access to credit. The company is scaling its product and technology teams to enhance these AI-driven advisory tools. While specific revenue or user numbers were not disclosed, management cites India’s 250 million active borrowers as its addressable market. Rising delinquency rates in India’s consumer lending sector underscore the need for GoodScore’s responsible borrowing toolkit, reinforcing the startup’s growth opportunity.

Total raised

$13M

Funding rounds

1

Latest round

Series A

Latest activity

Oct 2025