Harper Insure combines proprietary artificial-intelligence models with traditional brokerage expertise to modernize the way U.S. businesses buy commercial insurance. Its platform automates tasks such as reading applications, routing submissions, and following up with underwriters, enabling clients to obtain coverage in 24–48 hours instead of weeks. In just 13 months, the San Francisco-based firm has served more than 5,000 businesses across industries like manufacturing, healthcare, hospitality, transportation, and construction. The brokerage maintains relationships with over 165 insurance carriers and underwriters, allowing it to place a broad spectrum of commercial policies. Rather than licensing its software, Harper owns the customer relationship end-to-end, embedding AI directly into its workflow to improve efficiency and transparency. Newly raised capital will fund expansion of engineering, account management, and operations teams, deepen carrier partnerships, and enhance the underlying AI systems. The company’s vision is to provide every business—regardless of size—with the speed and sophistication in insurance placement typically reserved for large enterprises.

Total raised

$47M

Funding rounds

1

Latest round

Series A

Latest activity

Mar 2026