Higala develops SynerFi, an open payments platform that connects smaller financial institutions to InstaPay and the broader digital payments ecosystem. By removing technical and cost barriers, the company enables rural banks and microfinance institutions to launch digital products, accept real-time payments, and reach previously underserved customers. SynerFi has already onboarded nine rural banks, including Rural Bank of San Antonio, Rural Bank of Lipa City, Progressive Rural Bank, Banco Abucay, and Lagawe Highlands Rural Bank. Higala’s leadership positions the platform as a key pillar for financial inclusion initiatives in the Philippines, working closely with partners such as Rizal Commercial Banking Corporation (RCBC). Proceeds from its latest financing will be used to expand SynerFi’s feature set and accelerate rollout to additional regional lenders. The company’s strategy centers on scaling integrations with payment networks while deepening partnerships that drive adoption among community-level banks.

Total raised

$4M

Funding rounds

1

Latest round

Seed

Latest activity

Nov 2025