IncluirTec’s cloud-based platform digitizes every step of the agricultural loan process, shrinking approval times from 25 days to three days or less and eliminating the need for farmers to travel to physical branches. Its proprietary alternative credit-scoring model blends productive capacity data, economic behavior, and open-data sources to assess risk beyond traditional methods. The company currently operates in four Latin American countries and partners with 18 financial institutions. To date it has processed more than 100,000 loans, supporting a cumulative USD 200 million portfolio while maintaining a 97 % on-time repayment rate. By widening formal credit access, IncluirTec reports measurable gains in on-farm productivity and rural economic resilience. The new capital will help the company deepen market penetration and enhance its technology to further reduce lending risk for underserved agricultural sectors.

Total raised

$0M

Funding rounds

2

Latest round

Equity

Latest activity

Feb 2023