Jia provides Philippine small and medium enterprises with an integrated financial operating system that bundles working capital, corporate banking, and cash flow instruments. The company uses a proprietary AI credit model called Ossicone, trained on Southeast Asian SME data, to assess credit and speed liquidity. Through its platform, businesses can convert unpaid invoices into cash within 24 hours without collateral or prolonged approvals. Jia raised $3 million in a seed round—bringing its total funding to $7.3 million—and will deploy the new capital to scale its platform. The firm aims to expand its reach to over 1 million SMEs in the Philippines. Jia’s offerings target faster access to cash and streamlined financial operations for local businesses.

Total raised

$7M

Funding rounds

2

Latest round

Seed

Latest activity

May 2026