Kala operates a digital lending platform aimed at individuals who have been excluded from traditional banking, primarily serving lower-income segments (estratos 2 y 3) across Colombia, including borrowers up to 90 years old. Its proprietary technology delivers rapid credit decisions, allowing 73 % of its current customers to obtain their first-ever formal loan through the service. As of 2025, the company has extended credit to more than 10,000 people and projects to close the year having originated over COP 150 billion (≈US$37 million) in loans to previously unserved borrowers. Kala positions credit as a transformational tool for financial inclusion and plans to deploy freshly raised capital to expand its lending capacity. To date, the company has secured a combined US$61 million in funding, composed of US$6 million of prior equity and US$55 million of new debt. Management emphasizes operational efficiency and low-friction user experiences as key differentiators in Colombia’s attractive consumer credit market.

Total raised

$59M

Funding rounds

2

Latest round

Debt Financing

Latest activity

Feb 2026