Karta offers U.S.-issued Visa credit cards to clients living outside the United States who maintain assets in American banks or brokerages, enabling approval without a Social Security number or ITIN. Approved customers can receive a virtual card immediately and a physical card later, with credit lines of up to $200,000. Most customer interactions—alerts, disputes, and concierge requests—are handled through a 24/7 WhatsApp chat. The card carries premium Visa perks including no foreign exchange fees, reward points, and access to select invite-only events. Karta was founded by Freddy Juez and Orlando Espinoza and is based in Miami. The company partners with roughly 85 private banks and wealth managers, including Itaú, Raymond James, and XP International US.

Total raised

$145M

Funding rounds

3

Latest round

Series A

Latest activity

Jun 2026