Founded in 2020, Klubi is the only fintech authorized by the Banco Central do Brasil to operate as an administradora de consórcios, offering a fully digital platform that streamlines the purchase of high-ticket items through group credit plans. The company combines automation, proprietary AI (its virtual assistant Kris handles about 200,000 monthly interactions with a 90% first-contact resolution rate) and user-centric product design to modernize an industry that moves more than R$370 billion annually. Over the past year Klubi’s portfolio surpassed R$2 billion and its annualized revenue reached R$180 million—triple the figure recorded in 2024—while maintaining positive unit economics. Management plans to direct fresh capital toward technology, product expansion and marketing, with the goal of growing its portfolio above R$5 billion and more than doubling revenue by 2026. The company positions itself as the leading digital consórcio platform in Brazil, leveraging AI to scale customer service and operational efficiency. Investors view its rapid traction and robust financial metrics as proof of its ability to transform the traditional consórcio market.

Total raised

$6M

Funding rounds

1

Latest round

Series A

Latest activity

Dec 2025