Founded in 2014, Landbay operates an online marketplace that connects institutional funding to professional landlords seeking residential buy-to-let mortgages. The platform recently increased its individual loan ceiling to £2 million and extended maximum loan terms to 30 years, broadening its product appeal. Over the past 12 months the company reports a 200 percent surge in lending volume while maintaining a 0 percent default rate, underscoring both growth and credit performance. Landbay’s core offering digitises mortgage origination and underwriting, matching borrowers with large financial institutions looking for exposure to secured real-estate assets. The newly secured £1 billion funding line positions the firm to accelerate lending over the next two years, effectively multiplying its capacity without immediate equity dilution. Management continues to emphasise partnerships with traditional finance players as a strategic pillar and views this latest agreement as validation of fintech-bank collaboration. Looking forward, the company intends to leverage the facility to deepen market penetration and sustain its rapid growth trajectory.

Total raised

$1.3B

Funding rounds

4

Latest round

Equity

Latest activity

Mar 2022