Layer offers a fully embedded accounting solution that lets small- and medium-business software platforms such as Moxie, Nav, and Dripos build real-time accounting and bookkeeping features into their own products. Its AI-driven system automatically categorizes transactions, reconciles books, and delivers monthly financial reports, while allowing users to chat with an AI-assisted bookkeeper for support. The company claims this approach cuts bookkeeping costs in half and closes books three times faster than traditional methods. During the past year, Layer has quadrupled its SMB platform customer base and now supports more than 30,000 SMBs. Funding will be used to expand into additional SMB verticals, deepen industry-specific AI capabilities, and scale engineering and go-to-market teams. By embedding finance workflows into everyday software, Layer aims to give business owners immediate financial clarity without switching tools.

Total raised

$9M

Funding rounds

2

Latest round

Seed

Latest activity

Jul 2025