Founded in 2023 in Bengaluru by Prashant Adurty, Aman Bhargava, and Harshit Lingamneni, Mannjal provides an end-to-end lending infrastructure that covers field operations, loan origination, and credit decisioning. The platform supports both digital and physical data journeys, enriches borrower profiles with external data sources, and structures information for risk analysis and decision support. Lenders can configure custom workflows for risk, operations, and business teams, which the company says cuts turnaround times by 50–75% and lifts sanction ratios to 85–90%. Over the past 18 months, Mannjal has facilitated more than Rs 1,000 crore in disbursements across unsecured business loans, loans against property, and affordable housing finance. Its network now includes over 75 lending institutions. With the fresh capital, the startup plans to expand its lender network and accelerate product development, further strengthening its market position.

Total raised

$2M

Funding rounds

1

Latest round

Seed

Latest activity

Dec 2025