meutudo. is a Brazilian fintech that originates payroll‑deductible loans (crédito consignado) for INSS retirees and pensioners. The company uses a technology platform to streamline origination and lower costs versus traditional channels. In 2020 meutudo. originated more than R$500 million in INSS payroll loans, a ninefold increase year‑over‑year, and estimated originations above R$2 billion for 2021. The firm has about 150 employees and planned growth to roughly 300 staff by December 2021. Recent capital will be used to scale origination, invest in technology, develop new products, and expand the team. Meu Tudo operates a fully digital platform for payroll-deductible loans (empréstimo consignado), allowing contract completion in about 10 minutes with identification and document validation and bank integrations. The startup runs a marketplace model that lets customers take new loans, perform portability or refinancing, and claims interest rates about 30% lower than traditional banks and intermediaries. Launched in April 2018, the company emphasizes reducing bureaucracy and improving transparency and customer experience, with real-time updates from proposal submission to deposit. Usage accelerated during circulation restrictions, reaching R$50 million in payroll loans commercialized in May and reporting fivefold growth last year; loan volume in the first semester was 140% higher than in 2019. Meu Tudo plans to open its platform to other investors such as institutional funds in its 2021 roadmap and aims to scale acquisition, service, and support channels. DOMO Invest joined the cap table and the startup expects to accelerate growth further, targeting an eightfold increase this year.

Total raised

$62M

Funding rounds

2

Latest round

Preferred

Latest activity

Jun 2021