Modern Life provides a unified, AI-driven platform that lets financial advisors compare quotes from more than 30 carriers, automate underwriting, and manage the entire client lifecycle from a single dashboard. Key features include industry-leading instant quoting that cuts quote generation from hours to minutes and its Express Decision program, which can return underwriting decisions up to four times faster than traditional approaches. The software embeds AI across underwriting, risk assessment, tax and financial planning recommendations, workflow automation, and secure data management, replacing over ten legacy tools. Licensed in all 50 states and SOC 2 certified, the company targets the largely advisor-distributed $175 billion U.S. life-insurance market where 90 % of policies are sold through advisors. Advisors’ clients can save up to 20 % on policy costs through smarter product selection and advocacy enabled by the platform. Financially, Modern Life has raised $35 million to date, including a recently closed $20 million Series A, to accelerate product development, expand strategic partnerships, and fuel nationwide growth.

Total raised

$35M

Funding rounds

2

Latest round

Series A

Latest activity

Nov 2025