Momento Seguros provides fully digital insurance for cars, motorcycles and, soon, commercial vehicle fleets, allowing customers to quote, purchase and manage claims from a single application. Its platform uses artificial intelligence to segment risk and personalize pricing, delivering savings of roughly 20–30 % for low-risk drivers and up to 50 % for qualifying motorcyclists. Founded and led by Lois Rogel Vence, the company has demonstrated rapid growth and profitability in Mexico City and the State of Mexico, which spurred its recent fundraising. Momento’s customer experience includes rapid, app-based settlement of minor claims—sometimes in as little as eight minutes—and on-site adjusters for complex incidents. The firm markets directly through social media while partnering with agents and brokers to widen distribution. With fresh capital, it plans to deepen its technology advantage, expand coverage across most Mexican states, and introduce products for pickups, vans and corporate fleets. Momento ultimately aims for near-nationwide reach while remaining focused exclusively on vehicle insurance.

Total raised

$11M

Funding rounds

2

Latest round

Equity

Latest activity

Aug 2023