Founded in August 2021, Monnai offers an ultra-low-latency data platform that aggregates hundreds of hard-to-access datasets to generate real-time identity, fraud, and credit risk signals. The system delivers decisioning latency of under 500 milliseconds, includes built-in back-testing and observability tools, and is already live across four continents. Customers process tens of millions of transactions each month through the platform and have achieved net revenue retention approaching 200 percent, with many realizing 8–10× returns on their initial investment. Internal results show the company achieved fivefold revenue growth over the past year and expects to be operating profitably in 2025. With the new funding, Monnai plans to expand data coverage in Europe and Latin America, improve response times, and hire across engineering, data, and go-to-market teams over the next 12–18 months. The company positions itself as the default data foundation for AI-driven risk decisioning worldwide.

Total raised

$22M

Funding rounds

3

Latest round

Equity

Latest activity

Jan 2026