Moss offers an all-in-one spend management platform that brings together corporate cards, invoice management, reimbursements, real-time budgets, smart approvals and automated accounting. The company integrates with ERP systems such as DATEV, Xero and Exact Online and HRIS platforms including Personio, BambooHR and HiBob. Moss positions itself as a BaFin-regulated financial institution under PSD2, is ISO/IEC 27001:2022 certified and says it is compliant with the Digital Operational Resilience Act (DORA). Founded in 2019, the startup has grown to serve over 5,000 businesses across multiple European markets and reports more than €70 million in ARR. Moss states its Finance AI agents process more than 2 million transactions per month and plans to let customers configure AI agents for finance tasks while maintaining control over decisions.

Total raised

$238M

Funding rounds

7

Latest round

Series C

Latest activity

Aug 2026