Moto Finance Inc. is building a Visa Infinite credit card and companion savings account that run on blockchain infrastructure, allowing users to deposit funds, earn interest through insured DeFi mechanisms, and settle card balances at the end of each billing cycle. Cardholders receive cashback, interest on deposits, and bundled lifestyle benefits such as Spotify Premium, YouTube Premium, Netflix, Financial Times, concierge services, and airport-lounge access. Founded by Shimon Newman and Ramses Kamanda, the company positions itself as a one-stop hub for both everyday spending and wealth management. The New York–based startup plans to differentiate through stable yield generation and an integrated suite of premium rewards typically reserved for high-end cards. Moto intends to embed traditional compliance and regulatory safeguards while leveraging decentralized protocols for yield. To date, the firm has secured $1.8 million in external capital, providing its initial financial runway. The fresh funds will support product development, regulatory infrastructure, and the platform’s initial rollout.

Total raised

$2M

Funding rounds

1

Latest round

Seed

Latest activity

Jan 2026