Mutuum Finance is developing a full-stack, non-custodial lending ecosystem on Ethereum that includes Peer-to-Contract (P2C) shared-liquidity pools and a Peer-to-Peer (P2P) marketplace for custom loan terms. The firm has launched its V1 protocol on the Sepolia testnet, where it reports a Total Value Locked (TVL) exceeding $225 million and engagement from roughly 19,000 individual investors. Roadmap Phase 3 focuses on perfecting the two lending models and creating a native over-collateralized stablecoin minted against interest-bearing protocol tokens. The team has also implemented safety and UX features such as a "One-Click" Safe-Mode Borrowing option that auto-selects Loan-to-Value profiles and an automated notification system that alerts users via Email, Telegram, or Discord about Health Factor changes. Mutuum is additionally working on a buy-and-distribute mechanism that uses a portion of platform fees to purchase MUTM tokens on the open market and redistribute them to network participants. The company is headquartered in Dubai, United Arab Emirates.

Total raised

$37M

Funding rounds

2

Latest round

Initial Coin Offering

Latest activity

Jan 2026