Olyv operates an AI-driven digital lending platform that leverages India Stack tools like e-KYC to deliver small-ticket personal loans and credit-health products across more than 19,000 pin codes. The company targets middle-income households in India’s tier-2 and tier-3 cities, positioning itself as a key player in the country’s financial-inclusion push. Backed by 11 consecutive quarters of Profit After Tax growth, Olyv reported revenue of ₹355 crore for the year ended March 31, 2025. With its newly raised capital, the firm plans to diversify beyond lending by launching insurance products, UPI payments services, and business loans while further investing in technology infrastructure and brand building. Olyv’s strategy explicitly aligns with the Reserve Bank of India’s tighter 2025 Digital Lending Directions, emphasizing disciplined underwriting and data governance. Looking ahead, management aims to scale the user base to 100 million and reach $1 billion in assets under management by FY 2029, focusing on profitable, compliant growth.

Total raised

$23M

Funding rounds

1

Latest round

Series B

Latest activity

Feb 2026