Founded in 2024, OneAM offers an early-pay solution that accelerates payment cycles for SMBs in sectors such as technology, energy, professional services, and media. Its platform turns outstanding invoices into immediate liquidity, enabling customers to access cash in days instead of waiting the traditional 30-60 day terms. Central to the product is infrastructure built for quantitative capital providers, giving them advanced technology for streamlined underwriting. The company is expanding its suite of capabilities to include enhanced pricing, fraud prediction, portfolio management, and risk controls. With these tools, OneAM aims to deepen relationships with capital providers and broaden coverage across additional industry verticals. The recent seed financing positions the New York City firm to fund continued product development and market expansion.

Total raised

$5M

Funding rounds

1

Latest round

Seed

Latest activity

Oct 2025