Pact Labs builds the core wallet, data, and payment infrastructure and permissioned smart contract architecture that connect the PACT protocol to fintech platforms and end users. Its SDKs have been deployed to deliver hundreds of thousands of embedded wallets and live stablecoin payroll flows, and its integrations have facilitated over $1.9 billion in credit across emerging markets. The company operates as the technical arm of the PACT Consortium and lists partnerships including Payactiv and the USA₮ stablecoin collaboration with Tether and Anchorage Digital Bank. Pact Labs is positioning its infrastructure to enable payroll, earned wage access, credit, and payments on-chain and to replace legacy settlement rails with 24/7 on-chain settlement and automated reconciliation. The Series A is intended to accelerate that infrastructure buildout and broader enterprise integrations.

Total raised

$7M

Funding rounds

1

Latest round

Series A

Latest activity

Jul 2026