파이노버스랩 operates 페이먼스, a B2B postpaid payment platform enabling suppliers to get early settlement and buyers to delay cash payments for 30–60 days. The service removes receivables risk via accounts‑receivable assignment and manages transaction risk through guarantee insurance. After launching 페이먼스 2.0, the company has expanded into food ingredients, pet supplies, consumer goods, steel, and MRO verticals. Demand grew quickly: within three months of the 2.0 launch the platform recorded monthly transaction volume exceeding ₩1 billion (월 10억원 이상). The company says it will use the new funding to further develop its B2B payment platform and focus on partner and new customer acquisition. 파이노버스랩 was selected for SparkLabs' 17th batch seed program and is collaborating with Seoul Guarantee Insurance's SGI상생플러스 program on guarantee‑insurance digitalization.

Total raised

$1M

Funding rounds

1

Latest round

Series A

Latest activity

Feb 2024