Pay With Spire develops a modern Pay-by-Bank solution that rides on existing credit card rails, giving merchants near-universal acceptance while lowering payment costs. The platform works across more than 200,000 point-of-sale terminals without requiring new hardware or software integrations. Shoppers can pay via a mobile app, physical card, or other digital methods, keeping the checkout flow familiar. For merchants, the system delivers actionable transaction data in addition to cost savings. The company recently raised a $10 million Series B round and brought in former Ally Bank CFO Jennifer LaClair as its new CEO. Pay With Spire plans to devote the fresh capital to client acquisition and to scaling the infrastructure needed to extend Pay-by-Bank access to more retail verticals.

Total raised

$10M

Funding rounds

1

Latest round

Series B

Latest activity

Feb 2026