Payabli provides a full-stack, developer-first payments infrastructure and monetization platform that enables software companies to embed Pay In, Pay Out, and Pay Ops capabilities through a single API. The company offers payment acceptance and card issuance features, payment operations tools, and PayFac-like capabilities without the administrative burden of becoming a payment facilitator. Payabli has shown rapid commercial traction, reporting 7x year-over-year revenue growth, activation of multiple billions in live processing volume, and more than 50,000 merchants on its platform. The product roadmap emphasizes AI enablement—already shipping Amigo, an AI support agent—and development of tailored risk and fraud models in partnership with NVIDIA. Payabli is expanding its product suite with On-Demand Payouts and a new embedded Spend Management solution that supports physical and virtual cards, credit and debit models, and full API control. Headquartered in Miami, the company is growing its remote-first team across engineering, AI, product, GTM, finance & operations, and customer success to support continued scaling. Payabli builds API-first payment acceptance, issuance and payment-operations tools that let software companies embed and facilitate payments without becoming full payment facilitators. Its product set includes pay-in capabilities (recurring and scheduled payments, invoicing), pay-out tools (virtual cards, physical checks, bank integrations) and operations features for risk, fraud, disputes, compliance and underwriting. The founders, Joseph Phillips and William Corbera, launched the company in 2020 after prior payments and sales experience. Payabli serves roughly 60 customers and has grown revenue threefold over the past 12 months to seven figures. The company is headquartered in Miami, has 49 employees today and expects nearly 70 by year-end. Management says the business had over 16 months of runway when it raised capital and plans to use new funding to accelerate product innovation, security, scalability and customer acquisition. Payabli offers an API-first payments infrastructure: a unified API that supports payment acceptance, payment issuance, and PayOps tools. Its omni-channel acceptance capabilities include invoicing, virtual terminals, card-present solutions, and subscription billing. The platform also features accounts payable, spend management, onboarding, underwriting, risk management, reporting, analytics, dispute management, and Managed Payables. Payabli positions payments as a core part of software businesses to drive revenue and customer lifetime value. The company plans to use new capital to bolster growth, streamline and enhance implementation of its technology, and support innovation. During 2022 Payabli nearly tripled revenues to reach seven figures.

Total raised

$56M

Funding rounds

3

Latest round

Series B

Latest activity

Jun 2025