Record OS offers a platform that links users’ financial data, uses AI to sort income, identify allowable expenses, and flag issues, and then requires a qualified tax professional to review every return before submission. The company was co-founded by Dhruv Chadha and José Luis De La Peña, who are former operators at Wise; Chadha has also worked as a CFO at Google, Wise, and Nansen. It started by building software for accounting firms but shifted to a direct-to-consumer model after finding that individual taxpayers face similar errors and confusion. Record OS charges £125 for a standard filing with professional sign-off and operates with a six-person pre-seed team. The startup aims to scale as the UK’s Making Tax Digital rules expand, increasing the number of people required to file quarterly digital updates over the next few years. The recent $2M pre-seed round led by Episode 1 and backed by angels from Wise, Revolut, Deliveroo, and Alphabet will fund product development and customer acquisition as the company prepares for broader market adoption.

Total raised

$2M

Funding rounds

1

Latest round

Seed

Latest activity

Jun 2026