Riverchain addresses the construction sector’s persistent liquidity crunch—estimated at over US$7 billion annually in Hong Kong—by offering quick, flexible working-capital loans to SME contractors. Its core product combines a proprietary credit-underwriting engine with a data-rich operating system that brings transparency to both borrowers and institutional capital providers. Since January 2024, the company has deployed more than US$100 million across 115 construction projects, including flagship developments like the Northern Metropolis and Kai Tak Sports Park. Riverchain partners with financial institutions such as Chong Hing Bank, ARTA TechFin, Abound Capital and Olea to fund its alternative credit assets. With fresh capital in hand, management plans to enhance the technology stack, refine underwriting models, and roll out distribution tools that connect investors directly to its credit portfolios. Expansion across Hong Kong and Southeast Asia is a near-term priority, as the company seeks to democratize access to working capital for thousands of subcontractors. By modernizing construction finance through embedded fintech solutions, Riverchain aims to set a new benchmark for transparent and sustainable infrastructure financing in the region.

Total raised

$5M

Funding rounds

1

Latest round

Series A

Latest activity

Oct 2025