Roopya, headquartered in Gurugram, India, provides a no-code, AI-powered SaaS infrastructure that helps financial institutions create, automate, and oversee digital lending products. Its fully automated Loan Origination System covers the entire credit lifecycle—from e-KYC and underwriting to disbursement and collections—while meeting regulatory requirements. The platform currently supports more than 20 lending partners, giving the company early traction within India’s financial sector. Founded by Sudipta Kumar Ghosh and Raman Vig, Roopya targets banks, NBFCs, and emerging fintechs seeking rapid deployment of embedded finance solutions. With fresh capital, the startup plans to deepen its technology stack, onboard additional financial institutions, and expand embedded finance offerings aimed at underserved borrowers. Although revenue figures were not disclosed, the company’s growing lender base underscores its market adoption and potential for scale.

Total raised

$1M

Funding rounds

2

Latest round

Seed

Latest activity

Feb 2026