Ruvo provides Brazilians with a U.S. dollar account that supports receiving payments, converting between BRL and USDT, sending funds across borders, and spending dollars with a Visa card—all inside one application. The company’s core innovation is combining Brazil’s instant-payment system Pix with crypto-based stablecoins to achieve faster, cheaper settlement between the two countries. Users can receive dollars or USDT from international employers or clients, move money via crypto integrated with Pix, transfer between crypto wallets, and cash in or out through Pix. By concentrating functions that previously required multiple apps, Ruvo aims to simplify the US$146 billion annual flow of international and crypto transactions that involve more than 30 million Brazilians. Backed by Y Combinator, the firm recently secured fresh seed funding to grow its underlying payments infrastructure and widen dollar access for both individuals and businesses. Looking ahead, Ruvo plans to roll out dollar-denominated yield products starting in 2026. The company has not disclosed revenue or user figures, but its latest financing positions it to scale product development and market reach.

Total raised

$5M

Funding rounds

1

Latest round

Seed

Latest activity

Feb 2026