Splitero helps homeowners unlock trapped home equity by offering Home Equity Investments (HEIs) that provide upfront cash with no income verification and no monthly payments, instead taking a share of future home appreciation. The company’s proprietary Maturity Match™ structure aligns each HEI’s term with the remaining life of the homeowner’s primary mortgage, positioning the product as a flexible substitute for HELOCs or cash-out refinancing. Splitero currently serves homeowners across 14 U.S. states, including Arizona, California, Colorado, Florida, Nevada, New Jersey, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Utah, Virginia, and Washington. Industry data cited in the article notes that U.S. homeowners collectively hold trillions of dollars in accessible but under-utilized equity, creating a large addressable market for Splitero’s offering. The company emphasizes ease of qualification by eliminating traditional income documentation requirements. Partnerships with institutional capital providers such as Blue Owl Capital and Antarctica Capital bolster its ability to scale HEI originations. Headquartered in San Diego and founded by real-estate veterans, Splitero is positioning its platform and securitization capabilities to expand both homeowner reach and investor participation.

Total raised

$951M

Funding rounds

5

Latest round

Debt Financing

Latest activity

Dec 2025