Talino operates a fintech foundry and hybrid financial infrastructure platform that combines traditional finance rails with stablecoin-enabled rails and an API-first connectivity layer. The company powers several fintech brands—such as BayaniPay (embedded remittances), Higala (open banking for MFIs and rural banks), and Bahai Deals (cross-border loan origination)—and supplies embedded financial services to enterprise clients including Seafood City and SM Development Corporation. Talino has integrated Mojaloop to support ISO 20022 real-time interoperability, holds Money Service Business licenses in the U.S. and Canada, and has signed partnerships with PDAX and Bridge to provide local liquidity and settlement in the Philippines. Talino is shifting from a venture studio model to a full fintech foundry to reduce regulatory and technical friction for partners and accelerate product launches in underserved corridors. The company plans to scale its cross-border payments and regulatory-as-a-service offerings to expand financial inclusion in its initial flagship market, the Philippines, and other emerging markets.

Total raised

$8M

Funding rounds

1

Latest round

Series A

Latest activity

Mar 2026