The Credit Junction operates a data-driven, asset-based lending platform that captures, integrates and analyzes financial data to underwrite working capital, growth and supply chain financing. The platform combines technology and data intelligence with traditional asset-based credit metrics and offers up to $7.5 million in capital availability to borrowers. Since its launch in May 2015, TCJ has helped suppliers, manufacturers and distributors access capital to support growth. The company intends to commercialize its proprietary data and risk analytics platform and expand its financing solutions to Supply Chain America. Financially, TCJ recently secured a $23 million growth equity investment and earlier obtained a $150 million credit facility in March 2018. Michael Finkelstein is CEO and Founder. The Credit Junction combines traditional credit metrics with data intelligence to deliver asset-based financing tailored to each borrower. Launched in May 2015 by CEO Michael Finkelstein, the firm targets growth-oriented suppliers, distributors and manufacturers. It typically serves companies with revenues between $5 million and $50 million and can offer up to $7.5 million in capital per borrower. The company partners with business owners to support growth objectives and local job creation. The Credit Junction operates across the United States and focuses on delivering comprehensive capital solutions for mid-market businesses. Its product is positioned as an alternative to conventional lending, emphasizing customized, asset-backed structures. The Credit Junction is a technology-enabled online lending platform focused on providing working capital and supply chain financing solutions to small and mid-size enterprises. The company uses an asset-based lending credit evaluation model combined with technology and data intelligence to assess business health and offer a more transparent, user-friendly borrowing experience. It can provide businesses up to $2 million in capital availability. The platform aims to disrupt small business lending by offering fast, flexible and efficient access to capital to support growth and local job creation. Management, led by founder and CEO Michael Finkelstein, plans further expansion and an equity raise expected later this year. The Credit Junction operates a technology-enabled online marketplace that connects industrial and manufacturing SMEs with private capital sources to provide working capital and supply chain financing. Its platform targets SME borrowers seeking loans of $200K to $2M and aims to decrease time to borrow and overall operational costs through emerging technologies. The company positions itself as an alternative to traditional banks and specialty lenders, addressing declining SME access to capital and extended payment terms imposed by larger buyers. The Credit Junction intends to open credit markets via a robust aggregation platform that increases working capital flexibility for borrowers. Management emphasizes expanding new markets and driving SME growth, which they say will support job creation. The company recently completed a financing round to support these plans.

Total raised

$225M

Funding rounds

4

Latest round

Equity

Latest activity

Oct 2018