Tidalwave has built a mortgage point-of-sale system that deploys specialized autonomous AI agents to handle traditionally manual tasks such as verification, underwriting, and data entry. Through direct integrations with Fannie Mae, Freddie Mac, Plaid, Argyle, and Truv, the platform offers instant income, employment, asset, and underwriting checks, cutting approval times and paperwork for borrowers. Freddie Mac research cited by the company indicates its automation can lower origination costs by roughly $1,500 per loan while boosting lender margins and customer satisfaction. Early adopters include NEXA Lending, First Colony Mortgage, and Mortgage Solutions, and Tidalwave is projecting volume of more than 200,000 loans a year—about 4 % of projected 2026 U.S. mortgage originations. The company has raised a total of $24 million to date, including the newly closed Series A, to “supercharge” development of additional intelligent agents and speed market penetration. D.R. Horton, the nation’s largest homebuilder, is both an investor and enterprise customer, validating the platform’s industry relevance. Headquartered in New York, Tidalwave positions itself as a catalyst for faster, lower-cost, and more accessible home financing.

Total raised

$22M

Funding rounds

1

Latest round

Series A

Latest activity

Nov 2025