TMRW has built a mobile social payments application that lets users send and receive money—both Bitcoin and fiat—24/7 via the Lightning Network. The product relies on Universal Money Addresses, an open standard that works like an email address for payments, allowing transfers between any UMA-enabled wallet, exchange, or bank. Users can add text or images to transactions, react to friends’ payments, and publicly share Bitcoin purchases, blending social features with financial transfers. TMRW is currently running pilots across the Caribbean and has released its iOS app in beta. A partnership with Lightspark underpins cross-border USD payments for U.S. customers, positioning the company to bridge international remittances. With fresh capital, the team plans to deepen its U.S. expansion while rolling out global Bitcoin and fiat functionality. The company was co-founded by Ari Ramdial and Alexandra Lutchman and operates out of Miami.

Total raised

$1M

Funding rounds

1

Latest round

Seed

Latest activity

Aug 2024