Uncapped is a revenue-based finance provider offering short-term financing and growth capital to founders and businesses in the United States, United Kingdom, Germany, Spain, and Poland. Its product suite includes fixed-term loans from £10,000 to £10 million, SaaS runway loans that can advance up to 50% of a company's ARR, and specialised Amazon seller funding with repayment terms starting around 0.8% per month. Uncapped says it has supplied funding to over 1,000 founders across sectors such as e-commerce, direct-to-consumer, fashion, SaaS, gaming, and app development. In June 2022 the company acquired Sugar, a London-based specialist in RBF for game and app developers, to deepen its vertical expertise. Most recently Uncapped secured a £200 million debt facility from Fortress Investment Group to accelerate expansion into the US and broader European markets. The business is backed by investors including Seedcamp, White Star Capital, Global Founders Capital, All Iron Ventures, Mouro Capital, Lakestar, and angel investors such as Taavet Hinrikus. Uncapped is a London-based startup that provides upfront revenue to digital companies, extending revenue-based financing beyond SaaS into e-commerce. The company offers growth finance for a flat fee that can go down to 6%, releasing capital quickly and tying repayment to revenue. Repayments have no set schedule, no compounding interest, no equity or personal guarantees, and Uncapped does not require credit checks or business plans. Last year the company began issuing Visa cards. With the new $80M combined debt and equity raise, Uncapped plans to launch a suite of banking services and other product expansions tailored to digital entrepreneurs. Uncapped positions itself as an alternative to traditional banks and venture capital, aiming to provide modern integrations, growth insights, and rewards for digital-native businesses. Uncapped is a London-based growth finance company that provides revenue-based business advances to online brands. Its technology platform advances between £10k and £2m for a flat 6% fee, typically delivered within a day. The product requires no credit checks, personal guarantees, warrants, equity, or compounding interest. Customers repay only as they generate revenue, with no set repayment date. It serves ecommerce, SaaS, direct-to-consumer, gaming and app-development businesses that take online payments, have at least €10,000 in monthly sales and a trading record of at least six months. Uncapped recently raised $26m in combined debt and equity financing led by Mouro Capital, strengthening its capital base. Uncapped provides revenue-based finance to growth businesses, offering working capital between £10k and £1m at a flat 6% fee without credit checks, personal guarantees, warrants, equity or interest. The company connects to marketing and sales accounts such as Google Ads and Stripe to make fast, data-driven underwriting decisions and can deliver funds within days. Its terms are written in plain language with an emphasis on transparency and fairness. Uncapped is available to European businesses that take online payments and have at least nine months of trading history, and it targets sectors including ecommerce, SaaS, direct-to-consumer, gaming and app development. Founded in 2019 and based in London with offices in Warsaw, the firm intends to use newly raised capital to continue expanding operations.

Total raised

$362M

Funding rounds

6

Latest round

Debt Financing

Latest activity

Oct 2023