UnitPlus offers a capital markets-focused cash management platform that gives SMEs institutional-grade treasury management, enabling optimisation of working capital, currency risk management, and access to higher-yielding investments while preserving liquidity. Its UnitPlus Business product functions as a virtual capital market CFO to help companies make allocation decisions across varying interest-rate environments. The company plans to expand its technical infrastructure and develop new capital market products, including an AI-based savings plan for private clients as well as active ETF and private-equity products. UnitPlus targets SMEs that typically hold between €100,000 and €5 million in cash reserves and seeks to deliver returns aligned with prevailing interest rates. Operational traction includes a 134% increase in assets under management in the first half of 2024 and the attraction of a double-digit million euro figure in corporate liquidity within the first 10 weeks of UnitPlus Business’s market entry, with multiple companies investing seven-figure sums. The business is headquartered in Berlin and is scaling its product and infrastructure to serve underserved SME treasury needs across Europe.

Total raised

$5M

Funding rounds

1

Latest round

Seed

Latest activity

Oct 2024